Preparing your home for sale often requires essential updates—like staging, cleaning, repairs, or even temporary housing. But covering those costs upfront can feel overwhelming. That’s why we’re excited to offer two convenient Pay-at-Close programs through trusted third-party partners. With Pay-at-Close, you can move forward with the services you need without paying out of pocket upfront. Instead, funds are repaid at closing, helping you get your home market-ready with less stress and more flexibility.

 

Why Use Pay at Close?

• No upfront costs – Free up your budget while preparing your home.

• Covers more than staging – Use funds for cleaning, repairs, upgrades, storage, moving, and more.

• Quick + easy applications – Takes about 90 seconds, with a soft credit check (won’t impact your credit score).

• Equity-based approval – Both options require equity in the home to qualify.

• Flexible choices – Each provider has different fee structures and terms to fit your situation.

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We currently partner with two payment processors. Both offer simple online applications and quick decisions.

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Click here to learn more about Notable 

(*Sellers may apply, 740+ Minimum Credit Score in HI, up to 12 mos - terms subject to change)

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Click here to learn more about Titus 

(*Sellers and Realtors may apply, 670+ Minimum Credit Score in HI, up to 6 mos - terms subject to change)

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How It Works

1. Apply Online – Choose Titus or Notable and complete the fast (90-second) application.

2. Get Approved – Approvals are based on equity and terms differ by provider.

3. Access Funds – Use your funds for staging, cleaning, repairs, or moving.

4. Repay at Closing – When your home sells, repayment is handled through closing.

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✨ With Pay at Close, you can make your home shine on the market today—while keeping your finances stress-free until tomorrow.